Car Insurance Prices Set to Rise Unfortunately

The cost of living seems to rise by the day recently, first it was food prices then petrol skyrocketed above and beyond £1.00 per liter and now Car Insurance, an already high cost expense, is set to rise yet again according to some analysts.

Car insurer Admiral who owns a number of other insurance firms like Diamond and Elephant has said they have already had to raise car insurance premiums 2.5% over the first six months of this year and believe that they will need to do the same for the trailing half of the year too.

It also said that other car insurance providers have already raised prices by a large 5% so far compared to this time last year. These rises are likely to spark off an instance where premiums are rising quicker than claims are for the first time in seven years.

The Car Insurance companies are reluctant to drop prices for a multitude of reasons ranging from the inherent cost of uninsured drivers to the confidence that too many people rely on their cars are a necessity for commuting and getting around. The insurers are unfazed by the rising costs in other aspects of their customers' lives as they believe everyone needs their car and also will be breaking the law if they drive without insurance.

Some drivers, mostly the younger drivers with hyper-inflated premiums in the high thousands of pounds range, have actually opted not to drive with insurance risking a £250 fine that seems more appealing than paying for insurance policies. Cheap Car Insurance seems like a long lost dream these days as prices are set to rise, however it is believed that if uninsured drivers would at the very least get third party cover insurance then the insurers would have more leniency on their premium quotations.

It has even been said that the rise in petrol costs has helped increase earnings for insurers as there are less cars on the road due to them watching the pennies and using their cars less. Sooner or later the insurers will have to turn the tide and bring down prices to combat uninsured drivers but also to not give off the impression that they are making massive profits with less claims actually being made.

If you are looking for car insurance or need to find a better deal then check online with many insurers to find the best car insurance quotes for your particular needs. Check with your motor insurance to see if you can make a saving on your car insurance.

An Elephant Sat On The Hood Of My Car (Part 1)

It was 1981 or 82 and we had decided to visit some friends in Southern California. We weren't much for traveling in those days. Not that we didn't enjoy it; we just didn't really have the money and living in Phoenix during the summer, driving 500-600 miles in 115 degree weather just wasn't very appealing. But Janice and Andy had been insisting that we visit since they were such good friends of ours before they left our neighborhood due to his company transfer. Jane and Janice, in fact, were attached at the hip the 7 years they lived two houses down and the kids played together virtually every available moment.

Jane convinced me that July this was the year to visit our good friends. I made the arrangements for the time off from work and we were western bound that last week of August in our trusty camper. We took our time and drove the southern route to San Diego stopping several times to stretch our legs and walk a bit arriving in San Diego that evening around 5 PM where we spent a couple of nights at a very nice RV park near the water and enjoyed two days of Sea World and the San Diego Zoo before heading up the Freeway to the Mariner's home in Costa Mesa. The days were warm but with a cool breeze and the nights were absolutely delightful. Jane slept like a baby after walking both parks for a solid 8 to 10 hours but I was up and down both nights not being used to the coastal air.

Driving north on the fourth day between San Diego and Los Angeles we noticed one of those drive-through animal parks and Jane insisted that we check it out. It was quite interesting with animals walking everywhere. You would drive from one section to another waiting for each gate to open to take you to another animal grouping. Many were walking freely through the park with others just laying in the sun or in the shade and you could stop and take pictures and just take your good old time working your way through the park. It was fascinating to watch the animals in this environment as opposed to the previous day at the zoo.

At each gate, there were clear warnings to keep your hands inside the windows, keep them rolled up as animals came close to the car and by all means do not honk your horn. Unfortunately, there was a car of young adults slightly ahead of us that were having quite a time trying to stir up the pot with the large cats. You could see them taunting the lions that were in the distance in hopes they would come closer. They would call them, stick there arms and heads out the door and wave their arms furiously to get the animals attention. Fortunately, for the most part, the animals paid little attention with just a slight lift of the head, a short glance of disgust and then laying their heads back down paying basically no never-mind.

But that did not hold true for Mr. Elephant. Although the people were not trying to get his attention, he was the one that had had enough of this nonsense. He gradually made his way toward our cars but to our surprise the young couples either saw him coming or got fed up them selves with being ignored and took off just in time. But there we were between the Elephant and the cars behind us. Not sure what was about to happen we rolled up our windows and watched as Mr. Elephant strolled to front of the camper, slightly raised his trunk, gave a slide nod, then turned and proceeded to sit on the front or our hood. "Oh my goodness, what do we do now?" I could hear Jane speak. I must admit I was at a complete loss. The big fella did not over do it. He made his statement quite clear then stood back up and moved on with absolutely no fan fare. A couple of tons on my hood left quite an impression, if you know what I mean.

At first I was most concerned about my radiator but once outside of the park where we could stop there was no indication of anything leaking. I pulled up to the office, the people were very apologetic and both the park and ourselves made a few calls to the insurance companies and within an hour or so we were off and on our way to Andy and Janice's.

As we pulled onto the San Diego freeway heading north, we had not gone more than 3 miles and a car about 4 cars in front of us got impatient and tried to switch lanes not noticing the car next to them and before they knew it there was a three car pile up that we just barely missed - two cars and a camper. After seeing that everyone seemed to be just fine, we noticed that cars were starting to drive onto the shoulder to get around the crash site. We decided to follow them since we were tired and running a bit late after being held up at the park. What we did not notice was that for some reason, the camper also left the scene of the accident before any Highway Patrol arrived.

Jeff Gustafson is a media professional with iMpro, LLC. An accomplished singer/songwriter as well as founder of http://www.myhatt.com an international cultural awareness concept and StrategyGolfCentral.

Elephant Van Insurance - Is Elephant Cheaper for Van Insurance?

Elephant van insurance has been one of the UK's leading primary sources for automobile insurance for years and not only cover commercial vehicles, but also expanded to include motorbikes, home and even travel insurance as additional services. As part of the UK Car Insurance provider niche, they have managed to have comparatively lower cost policies due to low budget advertising costs.

Elephant Insurance has been around since 2000 and has reached over 350,000 customers. One of the many advantages of Elephant insurance is being able to take advantage of the many discounts they offer while knowing that they are actively involved in the world wildlife charity organization. With such worldwide causes, one can feel satisfied that their insurance company is involved in making the world a better place.

A number of discounts are offered when looking at Elephant van insurance. As a small business owner or a private contractor, competitive insurance rates are key when trying to keep your business costs low in order to make your own revenue. Research is essential when you are looking for an insurance provider that can meet all of your commercial needs while remaining within your own budget.

Additional insurance benefits can range from glass coverage, theft protection and even loss of use for those who cannot be without a vehicle during the unforeseen situation of not having your vehicle for a period of time while at an approved repair shop. Be sure to talk to a representative at Elephant when you want to explore each benefit of an Elephant van insurance policy.

Many companies will offer discounts for new customers as Elephant does. You can take advantage of competitive pricing for your van insurance if you have more vehicles that require insurance or if you decide to utilize the option of bundling your services with home or even travel coverage with your van insurance policy.

You can use a good van insurance broker and get 15 quotes to find a cheaper van insurance quote in 2 minutes. I invite you to visit http://www.van-insurance-britain.co.uk